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Rates are rising. Compare before you renew. Private PPO & ACA Marketplace options side-by-side. No Spam - No Calls - No Texts. Ever.
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Health insurance options tailored for almost anyone under age 65.
Individuals & Families
Comprehensive medical coverage for individuals, couples, and growing families under 65 looking for dependable care.
Self-Employed, 1099 & Small Business
Whether you're a 1099 contractor, freelancer, entrepreneur, or small business owner without employer-subsidized benefits.
Private PPO & ACA Marketplace
We don't push one single agenda. We compare the open marketplace against vetted private PPO plans to find true value.
Looking To Lower Premiums
Many healthy individuals and families currently overpay on restrictive plans. A quick review can save $3,600+ every year.
Medicare Eligible (65+)?
HealthNerd strictly specializes in health insurance for people under age 65. If you are 65 or older, you should explore traditional Medicare or Medicare Advantage.
Not Sure Which Plan Fits?
Review our Public vs Private decision guide to see if Public (ACA) or Private PPO insurance is right for your income and health.
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Individuals & Families
Comprehensive medical coverage for individuals, couples, and growing families under 65 looking for dependable care.
Self-Employed, 1099 & Small Business
Whether you're a 1099 contractor, freelancer, entrepreneur, or small business owner without employer-subsidized benefits.
Private PPO & ACA Marketplace
We don't push one single agenda. We compare the open marketplace against vetted private PPO plans to find true value.
Looking To Lower Premiums
Many healthy individuals and families currently overpay on restrictive plans. A quick review can save $3,600+ every year.
Medicare Eligible (65+)?
HealthNerd strictly specializes in health insurance for people under age 65. If you are 65 or older, you should explore traditional Medicare or Medicare Advantage.
Not Sure Which Plan Fits?
Review our Public vs Private decision guide to see if Public (ACA) or Private PPO insurance is right for your income and health.
How HealthNerd Works For You
Three simple steps — you control how much or how little interaction you want.
See How It Works
Our health nerds researched deductibles, max out-of-pockets, and network restrictions so you don't have to decipher 80-page brochures.
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Want estimates without receiving 40 phone calls? Review your plan options and carrier comparisons right here.
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Need help checking if your specific doctor or prescription is covered? A single advisor follows up only if you ask them to.
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Traditional lead-generation websites resell your name and cell phone number to hundreds of aggressive telemarketers. HealthNerd was founded to end that. We provide clear pricing, education, and access to private PPO & ACA plans without the headache.